Tuesday, September 15, 2009

It's Official - I'm Disabled

This good (?) news arrived during my "vacation from illness" and I just realized that I hadn't posted a follow-up about applying for Social Security Disability. I'm officially disabled. If I may be so bold... it saved our butts financially. My one regret is not applying sooner; however, I kept expecting that my health would improve and I'd return to work. No such luck.

Not only did we begin receiving a monthly SSD payment, but we also received a year's worth of back payments (in one lump sum) that was effective from the date I initially applied for SSD. We paid off loads of bills, bought our kids a used vehicle and fixed up some things around the house. What a blessing! I cried happy tears when I learned that I was found to be disabled and really bawled when they told me about the back payments.

The calls from creditors have ceased, we won't lose our house and we might actually find a way to send our children to college. It's a tremendous relief and I'm ever so grateful.

Photo by Jeinny Solis S.

2 comments:

Something Happened Somewhere Turning said...

That is wonderful news. Glad to hear it. We are getting really nervous about the financial stuff and we haven't even gotten there yet.

Oh yeah, I am glad to see you posting again.

Erminia Cavins said...

Some may feel ashamed calling themselves disabled, but it's just because of the hardships they've gone through in the past. Nevertheless, there's nothing wrong with being disabled. As long as you live your life the way you should, it's okay. Well, I'm glad that after you started receiving your SSD benefits, your life has become easier. I know that it's a big help especially for your family. At least now, you have something to rely on to shoulder the bills and other expenses.